Retailers pay for the sale
When you buy after tapping through KOIN, the retailer pays us a commission for introducing the sale. That commission is the only money in the system.
No jargon, no catch
From tap to payout, explained fully
Cashback confuses people because most sites want it to. Here is the entire mechanism, including where our money comes from and what happens when something goes wrong.
- 01
Join in two minutes
Email and a password, that is it. No card details, no credit check, and nothing to install unless you want the browser helper that reminds you when cashback is available.
- 02
Start at KOIN, not the shop
Search the store you were already going to buy from and tap through from your offer card. That single tap is what tells the retailer the sale came from you.
- 03
Watch the coins land
Your order shows up as pending within minutes and confirms once the retailer's return window closes. You can see exactly what you earned and from where.
- 04
Cash out on your terms
Move your balance to your bank account, or convert it into gift cards at a boosted value. No minimum threshold, no admin fee, no expiry on your balance.
Where the money comes from
If a rewards site cannot answer this in three sentences, be suspicious. Here are ours.
We hand most of it back
The rate on your offer card is your share. We keep a slice to run the platform, negotiate boosts and staff support — and we never take a cut of your balance.
You are the customer, not the product
We do not sell your shopping data to advertisers. Our only revenue is retailer commission, which is why we can afford to be blunt about how it works.
Timing, honestly
Cashback is not instant, because retailers will not confirm a sale until returns are closed. What we can control is the part after that, and we keep it fast.
- Within minutes
Your order appears as pending with the expected amount.
- 14 to 30 days
The retailer's returns window closes and the amount confirms.
- Same working day
You request a withdrawal and it reaches your bank.
- Anytime
You can raise a claim if an order never tracked at all.
Ready to see your first coin drop?
Pick a store you were going to buy from anyway. That is genuinely the whole trick.