20% back4 hours left
Fashion & Streetwear
Snatchfire
Streetwear drops, limited runs and bold fits worth every coin.
Shop now →Boosted
12,480 members cashing out this week
Shop loud.
Get paid back.
KOIN turns every order into real cash. Stack rewards, unlock tiers and watch your wallet glow — no fine print, no expiry traps, no points you need a calculator to understand.
- Returned to members last month
- $2.4MReturned to members last month
- Partner stores and brands
- 340+Partner stores and brands
- Average member rating
- 4.9Average member rating
- Median time to payout
- 18hMedian time to payout
Just earned
+$18.50
Tier unlocked
Golden
SNATCHFIRE 20%✦LOUDWAVE 15%✦EMBERCART 12%✦PIXELPORT 18%✦
Pick your lane
Browse categories
Eight lanes cover almost everything your money already moves through. Each one lists its live top rate and how many partner stores are paying out inside it right now.
🛍️
Fashion & Streetwear
Up to 25% back
312 partner stores
✈️Travel & Stays
Up to 18% back
148 partner stores
🎮Gaming & Tech
Up to 20% back
205 partner stores
🍜Food & Drink
Up to 15% back
96 partner stores
💅Beauty & Self-care
Up to 22% back
183 partner stores
🛒Groceries & Home
Up to 8% back
74 partner stores
🏃Fitness & Outdoors
Up to 16% back
88 partner stores
📱Money & Mobile
Flat bonuses
41 partner stores
Hot right now
Top offers tonight
Boosted rates are negotiated weekly and expire fast. The rate you see is the rate you get, and it is locked in the moment you tap through.
15% backEnds Sunday
Gaming & Tech
Loudwave
Tuned audio gear for people who take their beats seriously.
Shop now →Weekend
Up to 25%First order
Food & Drink
Embercart
Late-night eats delivered fast, with cashback on every order.
Shop now →New deal
18% backEnds in 3 days
PI
Gaming & Tech
Pixelport
Consoles, controllers and the monitor upgrade you keep opening in new tabs.
Shop now →Boosted
9% backAlways on
WA
Travel & Stays
Wander Rail
Off-peak rail and weekend getaways across 40 cities, ticketed instantly.
Shop now →Standard
22% backEnds in 6 days
GL
Beauty & Self-care
Glow Studio
Skincare and fragrance sets, with double rates on your first bundle.
Shop now →Boosted
Four steps, zero fine print
How the coins land
You do not need to change how you shop. You just need to start in the right place, and most members see their first drop within a day of joining.
- 01
Join in two minutes
Email and a password, that is it. No card details, no credit check, and nothing to install unless you want the browser helper that reminds you when cashback is available.
- 02
Start at KOIN, not the shop
Search the store you were already going to buy from and tap through from your offer card. That single tap is what tells the retailer the sale came from you.
- 03
Watch the coins land
Your order shows up as pending within minutes and confirms once the retailer's return window closes. You can see exactly what you earned and from where.
- 04
Cash out on your terms
Move your balance to your bank account, or convert it into gift cards at a boosted value. No minimum threshold, no admin fee, no expiry on your balance.
The KOIN ladder
Climb tiers.
Unlock more.
Every purchase drops you coins. Coins lift you up the ladder, and each rung unlocks bigger cashback, bonus drops and member-only market events. Your tier never falls just because you took a month off.
See the full ladder- 1
Fresh — Base 5% back
Free the moment you join. Every one of our 340+ partner stores pays out at the standard rate, with no minimum spend to keep it.
- 2
Golden — Up to 10% back
Reach £500 of tracked spend and every rate lifts, plus a monthly bonus drop and early access to boosted stores before they go public.
- 3
Neon — Up to 25% back
Our top rung: the highest rates we negotiate, priority same-day payouts, member-only market events and a real human on your account.
Built to be boring where it counts
Loud design, quiet security
Bank-grade safe
256-bit encryption, read-only order tracking and payouts only ever to an account in your own name. We never see or store your card number.
Payouts in hours
No waiting weeks after confirmation and no minimum balance. Withdraw £1.20 if you feel like it — the transfer costs you nothing either way.
Humans on call
Real support, seven days a week, with a median first reply under 40 minutes. Rewards should never turn into a puzzle you have to solve alone.
Straight from the group chat
What members actually say
“I paid for a weekend in Lisbon with cashback from my normal grocery shop. It took nine months and zero effort.”
“The rate on the card is the rate that lands. That sounds like a low bar until you have used the other sites.”
“A missing claim on a £320 order got sorted in two days without me having to argue with anyone. Sold.”
Questions worth answering
The bits people ask twice
Is cashback really free?
Yes. Retailers pay us a commission for sending them a sale, and we hand most of it straight back to you. You never pay a subscription, a withdrawal fee or a percentage cut.
How long until money reaches my bank?
Most orders confirm within a few hours and clear once the retailer's returns window closes — typically 14 to 30 days. Once confirmed, withdrawals reach your account the same working day.
What if my cashback goes missing?
Open a claim from your order list and we chase the retailer on your behalf. If the sale can be evidenced and it still is not paid, our payout guarantee covers it up to £100.
Do rates change?
Often, and always visibly. Every card shows the live rate and the window it runs for, so you never tap through expecting one number and receive another.
Your first coin is free.
Join in two minutes, tap through to a store you already love, and start glowing. No card details, no catch.
Create free account